Courier Insurance

Competitive Cover From Your Local Independent Courier Insurance Brokers

Need competitive, high-quality courier insurance?  Let Trisure compare our markets to find you great value cover.  Our friendly team of independent specialists can do the shopping around for you and find you the right cover at the right price.   Get your free, no-obligation courier insurance quote today or call (01733) 777799.

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What is Courier Insurance?

Courier insurance protects delivery drivers from the risks they face while making their rounds.  This adaptable form of cover can protect:

  • Full-time couriers
  • Part-time or ‘lifestyle couriers’
  • Van couriers
  • Car couriers
  • Van owners who carry goods for money
  • Drivers delivering their own goods 

If you’d like to know more, would like some friendly independent help, or a courier insurance quote, then contact us on today on (01733) 777799.

Courier

Who Needs Courier Insurance?

A range of delivery drivers other than full-time couriers can benefit from having a policy, including:  

  • Van owners – if you do paid delivery work – ‘hire and reward work’ as it’s sometimes called –  like many van owners do, you’ll need van courier insurance.  Whether it’s delivering goods to customers or suppliers or carrying your own goods, you’ll need a policy in place as your van insurance won’t cover you
  • Lifestyle couriers – if you do deliveries for money, be that in a van, a motorbike, or your car, you will need courier insurance as your standard car, motorbike, or van policy will not be valid.  Even if you only work part-time, you still need this added level of protection

How To Save On Courier Insurance

To help you cut the cost of your courier insurance, here are a few industry insider’s tips on how to save on courier insurance quotes:

  • Get a higher excess – raising your excess – the amount you pay in the event of a claim – can help reduce your premiums.  If you have a good claims history, then this can prove a good option
  • Check the policy – or better still, have your broker check it for you.  There may be elements to your policy – such as higher than required goods in transit limits or the carrying of hazardous goods – that you don’t need 
  • Use an insurance broker – by using an independent broker such as Trisure Insurance Services, you can not only save time by having someone do the shopping around for you,  but we can use our industry expertise to find you the right policy at the right price
  • Pay annually – while it may be convenient to pay in instalments, you may pay less if you pay in one lump sum
  • Reduce claims – vans and other delivery vehicles are an attractive targets for thieves. Parkers reported in late 2021 that thefts are up by over 8% since 2015 and look set to double by 2030.  Dashcams, deadlocks, and garaging overnight are all good ways to help lower the risk of theft which will lower the chances of a claim and so help keep your premiums down
  • Don’t cut corners on the cover – saving money on your policy is ideal, but don’t cut elements that could cost you more in the long run.  Not having public liability protection or failing to declare problematic drivers – those with convictions or under the age of 25 – can cut quotes, but it could come back to haunt you

Courier Insurance FAQ

Courier insurance is a complex cover area, so to help you get the protection you need, here is our courier insurance frequently asked questions.  We hope they will be of help, but if you’d like some independent advice, please call us on (01733) 777799.

If you do deliveries for money, transport your own goods, or do customer deliveries, then yes
Yes, as you need cover to drive on public roads, and doing paid deliveries on a standard motor policy will invalidate your policy. So you’ll need a car, motorbike, or van courier insurance policy. Also, if you have employees, then you will need employers’ liability insurance
Getting a quote is easy. You can start your courier insurance quote online here or call us on (01733) 777799
That will depend on factors such as the driver’s age, where you are making deliveries, your claims history, what you are driving – its age, condition, level of security, etc., and the distance you are covering
Yes. If you’re using your car, motorbike, or van to do deliveries, that will invalidate your motor policy. If you want to do paid deliveries, you’ll need courier cover
You’ll need courier insurance
Yes, if you have goods in transit cover as part of your policy. Goods in transit will protect your deliveries against loss, damage, or theft while being moved
Add-ons such as goods in transit, public liability, and breakdown and recovery is well worth considering

Get A Courier Insurance Quote

If you’d like a no-obligation courier insurance quote, then contact us today on (01733) 777799.  Our independent specialists will search our markets to find the right policy at the right price to protect you and your business.

Get A Quote
Get A Quote