Fleet Insurance
Competitive Cover From Your Local Independent Fleet Insurance Brokers
Need competitive, high-quality fleet insurance? Let Trisure Insurance Services compare our markets to find you great value cover. Our friendly team of independent specialists can do the shopping around for you and find you the right cover at the right price. Get your free, no-obligation fleet insurance quote or call (01733) 777799.
What Is Fleet Insurance?
Fleet insurance is a flexible policy that gives owners of multiple vehicles an easy way to insure them all on one policy. Fleet insurance through Trisure Insurance Services is available to businesses with two or more vehicles and can cover a wide range of motors, including:
- Cars
- Vans
- Taxis
- Plant and construction equipment, such as diggers and trailers
- Agricultural vehicles, including tractors and teleporters
What Sort of Vehicles Can Be Covered by A Fleet Insurance Policy?
Fleet insurance is a flexible policy that allows owners and drivers of more than two vehicles to manage their cover easily. It can protect:
- Cars
- Vans
- Taxis
- Motorbikes and scooters
- Trucks and lorries
- Plant and other construction vehicles
- Cherry pickers
- Steam rollers
- Mobile cranes
- Forklifts
- Tractors and farm vehicles
- JCBs, diggers, and other excavating equipment
If you’d like some advice or a fleet insurance quote built around your vehicles, please contact Trisure Insurance Services today on (01733) 777799. Our team of independent specialists will be happy to give you the help you need to protect your business’s vehicle fleet.
What Are The Benefits Of Fleet Insurance?
There are many benefits to having this type of policy in place, the principal ones being that you could:
- Save money – insuring multiple vehicles on a single policy could mean significant cost-per-vehicle savings
- Save time – with only one policy to administer and renew; a fleet policy could save you time as well as money
- Enjoy greater vehicle flexibility – you can add or remove vehicles and drivers as you need to without getting a new quote and policy. You can also insure your entire team to drive your vehicles
- Get affordable cover for complex driving risks – whether you need cover for young or newly qualified drivers or even those with a chequered claims history, an any-driver policy could enable you to insure the drivers you need more easily
What To Look For In A Fleet Insurance Policy
At Trisure we believe in building cover around our clients’ needs, but core elements of a fleet policy often include:
- The flexibility to add and remove drivers and vehicles as you need to
- A flexible level of excess that can help reduce your premiums
- Cover for any authorised driver with discounts for drivers over 25 or 30 years of age
- Uninsured loss recovery insurance up to £100,000
- Discounts for additional vehicles
- Cover that’s underwritten by major UK insurers
- European cover options (if required)
- An amount of cover for radios and stereo equipment
- An affordable amount of excess on broken windscreen claims
How To Save On Fleet Insurance?
There are several ways you can look to cut fleet insurance quote costs, including.
- Completing a risk assessment with your broker and seeing where you can save money
- Considering young driver risks by only allowing them to drive when accompanied or in daylight
- Renewing your policy early so giving your broker time to shop around for you
- Saying yes to a higher excess
- Securing your vehicles and using technology such as vehicle trackers, dashcams, and telematics
- Putting your drivers on driver training courses – a recent Department of Transport report on driver training suggested if drivers had better hazard perception training, it could lead to an 11% reduction in collisions, and fewer collisions can mean fewer claims and lower premiums
- Combining related insurances, such as business and liability insurance with your fleet cover
How Much Does Fleet Insurance Cost?
The cost of your policy will depend on several factors, including:
- Drivers’ age
- The type of vehicles you’re looking to insure
- The number of vehicles you have
- Your claims history
- Whether you want to pay monthly or annually – annually will usually be cheaper
- Your no-claims bonus
Fleet Insurance FAQ
Fleet can be a complex area of cover, so to help you get the protection you need, here are Trisure’s fleet insurance frequently asked questions. We hope they will be of use, but if you’d like some personalised independent advice, please call us on (01733) 777799.
Get A Fleet Insurance Quote
If you’d like a competitive fleet insurance quote, call Trisure on (01733) 777799 or click here to start your quote. Our team of specialists will search our markets to find you the right policy at the right price to keep your business protected.